1. Introduction

Welcome to Galaxia Rescue ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the Galaxia Rescue platform, a humanitarian and crisis response module of the Galaxia ecosystem that provides blockchain-verified fund distribution and real-time aid logistics.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

2. Regulatory Compliance

2.1 EU MiCA Compliance

Galaxia Rescue operates in compliance with the European Union's Markets in Crypto-Assets Regulation (MiCA). This includes:

• Robust KYC/AML procedures for all users
• Transparent disclosure of crypto asset risks
• Operational resilience and cybersecurity standards
• Consumer protection mechanisms
• Asset segregation and custody requirements

2.2 US Regulatory Framework

For users in the United States, we comply with:

• FinCEN's Travel Rule requirements (transactions exceeding $3,000)
• BSA/AML program requirements
• OFAC sanctions screening
• State-by-state money transmitter license requirements where applicable

2.3 UK Regulatory Framework

For users in the United Kingdom, we comply with:

• FCA registration and compliance measures
• Financial Promotions regime
• AML requirements per Money Laundering Regulations 2017
• Travel Rule compliance (£1,000 threshold)

3. Know Your Customer (KYC) and Anti-Money Laundering (AML)

To use our services, you must complete our KYC verification process. This includes:

• Government-issued ID verification
• Proof of address
• Source of funds declaration
• PEP (Politically Exposed Person) screening
• Sanctions list checking

We reserve the right to request additional documentation or information at any time. Failure to provide requested information may result in account suspension or termination.

4. Risk Warnings

5. Prohibited Activities

You agree not to:

• Use our services for money laundering, terrorist financing, or any illegal activity
• Violate any applicable laws or regulations
• Provide false or misleading information
• Attempt to circumvent KYC/AML requirements
• Engage in market manipulation or fraud
• Interfere with or disrupt our services

6. Transaction Monitoring

We monitor all transactions for suspicious activity, AML violations, and compliance issues. We may:

• Block or delay transactions that trigger monitoring alerts
• Request additional information about transactions
• File Suspicious Activity Reports (SARs) with regulatory authorities
• Report large transactions as required by law

7. Geo-Blocking

Access to our services may be restricted in certain jurisdictions where we do not hold required licenses or where sanctions apply. We reserve the right to block access from any jurisdiction at our discretion.

8. Data Protection

We process your personal data in accordance with our Privacy Policy and applicable data protection laws, including GDPR. We retain transaction records for a minimum of 5 years as required by AML regulations.

9. Complaints

If you have a complaint, please contact us through our complaints system. We will acknowledge your complaint within 5 business days and aim to resolve it within 15 business days (per MiCA requirements).

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF OUR SERVICES.

11. Changes to Terms

We may modify these Terms at any time. Material changes will be notified to you. Continued use of our services after changes constitutes acceptance of the new Terms.

12. Contact Information

For questions about these Terms, please contact:

Galaxia Rescue Compliance Team
Email: compliance@galaxia.org
Address: [Your Registered Address]